Ladder Up
Ladder Up
Ladder Up“Laddering” investments is a method of staggering the maturity dates of a fixed-income investments. You purchase a series of fixed-income investments, such as certificates of deposit or bonds, with different maturity dates.Bond ladders are one way of generating retirement income. For example, if you think that your retirement will last 15 years, with adequate funds you could buy 15 individual bonds — the first maturing in one year and the last maturing in 15 years.This was a strategy used by Bud Hebeler who was able to significantly grow his retirement savings AFTER he retired. Learn more about bond ladders.